A crypto card that works everywhere you do.
Top up with USDT or USDC and pay with Apple Pay, Google Pay or your metal card in 200+ countries. No bank account, no proof of address, no credit check.
- Just your ID
- Live within 24 hours
- Cancel any time
What is a crypto card?
A crypto card is a Visa or Mastercard payment card whose balance comes from cryptocurrency instead of a bank account. With Krypkard, that balance is held in USDT or USDC, two US dollar stablecoins. When you tap, insert or pay online, the exact amount of the purchase is converted into the merchant's currency at that moment and settled over the card network. The merchant is paid in ordinary money and never touches crypto.
Krypkard is a prepaid, balance-funded card. You spend what you have topped up, so there is no credit line, no interest and no credit check.
The card is accepted in 200+ countries, in store, online and at ATMs, and it works with Apple Pay and Google Pay from the moment your virtual card is issued. A solid metal card follows by post.
From stablecoin to coffee in three steps
Apply with your ID
Choose Platinum or Infinite, verify your identity with a passport or government ID and a selfie. Most applications are approved the same day and all are completed within 24 hours.
Top up with USDT or USDC
Send stablecoins from any wallet or exchange to your Krypkard deposit address on a supported network. Deposits arrive within minutes and are ready to spend as soon as they land.
Pay anywhere
Add the virtual card to Apple Pay or Google Pay straight away. Pay in shops, online or at ATMs in 200+ countries. Your metal card is shipped to you.
Your card, live within 24 hours.
Apply with your ID, top up with USDT or USDC and start paying with Apple Pay or Google Pay today.
Two plans, one flat monthly fee
| Platinum | Infinite | Black | |
|---|---|---|---|
| Monthly fee | $29 | $99 | By invitation |
| Network | Visa | Mastercard | Mastercard |
| Virtual card within 24 hours | Yes | Yes | Yes |
| Metal card | Yes | Yes | Solid black metal |
| Apple Pay and Google Pay | Yes | Yes | Yes |
| Cash back on spending | — | 1% | 1.5% |
| Spending and ATM limits | Standard | Higher | Highest |
| Support | 24/7 | Priority, day or night | Personal concierge at launch |
Membership starts when your card is activated and you can cancel any time. There is no joining fee. Network, issuer and FX fees, where they apply, are shown in your account before you confirm a transaction. See full plan details.
A virtual crypto card first, a metal card after
Every Krypkard starts as a virtual crypto card. Once your identity is verified, the card number, expiry and security code are available in your account, so you can pay online and add the card to Apple Pay or Google Pay straight away. There is no waiting for the post before you can spend.
The physical metal card follows. It carries the same balance as the virtual card, works at chip-and-PIN terminals and ATMs, and can be frozen or replaced from your account without affecting the virtual card. Many members use the virtual card for subscriptions and online shopping and keep the metal card for travel and restaurants.
Built for people who live in more than one place
Most crypto cards are built around an exchange: you are expected to trade there, keep your assets there and accept whatever the exchange decides to offer. Krypkard is built around spending. You keep your stablecoins where you like and top up when you need to.
- No bank account required. You apply with your ID. There is no proof of address and no credit check.
- Stablecoins only, by design. Holding USDT or USDC means the balance you see is the balance you spend, without the volatility of other tokens.
- Security that is visible. Identity-verified accounts, authenticator codes for sign-ins and top-ups, real-time alerts on every transaction and a one-tap freeze. Read more on our security page.
- A card you want to hand over. Every plan includes a metal card. Krypkard Black is solid black metal, by invitation.
Krypkard is operated by Krypkard Limited in Hong Kong. Virtual asset services are provided by DigitWallet s.r.o, a registered Virtual Asset Service Provider in the Czech Republic, and payment services are provided by licensed third parties. Full details are in our disclosures.
Crypto card questions, answered
Neither in the traditional sense. Krypkard is a prepaid, balance-funded card: you top up with USDT or USDC and spend that balance. There is no credit line, no interest and no credit check. It behaves like a debit card at the till and online.
You top up with USDT or USDC. If you hold other assets, convert them to either stablecoin on your exchange or wallet first and send the stablecoin to your Krypkard address.
Platinum is issued on Visa; Infinite and Black are issued on Mastercard. Either way the card is accepted anywhere that network is accepted, in 200+ countries. That includes shops, restaurants, online checkouts, subscriptions and ATMs. Availability of the product itself depends on where you live and is confirmed during sign-up.
No. You need a valid passport or government ID and a quick selfie. There is no bank account, proof of address or credit check required, and you must be 18 or over.
Applying takes about three minutes. Most cards are approved and live the same day, and every application is completed within 24 hours. The virtual card can be added to Apple Pay or Google Pay immediately. The metal card is shipped to you.
Platinum is $29 a month and Infinite is $99 a month. There is no joining fee and you can cancel any time. Network, issuer and FX fees, where they apply, are shown in your account before you confirm a transaction.
Your account is identity-verified and protected by authenticator codes, real-time alerts and a one-tap freeze. Digital assets are not bank deposits and are not covered by deposit insurance, so please read our disclosures before you apply.
No. Krypkard Limited is a Hong Kong company that operates the card programme. Virtual asset services are provided by DigitWallet s.r.o, a registered VASP, and payment services by licensed third parties.
Krypkard is not a bank. Digital assets are not bank deposits, are not covered by deposit insurance or compensation schemes, and their value can go down as well as up. Product availability is subject to jurisdictional limitations. Nothing on this page is financial advice.
Related pages
Your crypto card, live within 24 hours.
Apply with just your ID, top up with USDT or USDC and start paying with Apple Pay or Google Pay today.
