Terms of Service
These terms explain the rules for using the KrypKard website, app and card. Please read them carefully. By creating an account or using our services, you agree to them.
1. Who we are
KrypKard is operated by [legal entity name], registered in [jurisdiction] under company number [number], with its registered address at [address] (“KrypKard”, “we”, “us”). The KrypKard card is issued by [card issuer name] pursuant to a licence from Visa.
2. Eligibility
To use KrypKard you must be at least 18 years old, live in a supported country, and pass our identity verification checks. We may refuse or close an account where required by law or where we cannot verify your identity.
3. Your account
You are responsible for keeping your login details, PIN and devices secure, and for all activity on your account. Tell us straight away if you think your account or card has been compromised.
4. Using your card
Your card can be used wherever it is accepted, up to the limits shown in the app. When you pay, the required amount of your digital assets is converted at the rate shown at the time of the transaction. Fees, limits and supported assets depend on your membership tier and are listed in the app and our fee schedule.
5. Digital asset risks
The value of digital assets can rise or fall quickly, and you may lose some or all of their value. KrypKard does not provide investment, tax or legal advice. Please read our Disclosures before using our services.
6. Prohibited use
You must not use KrypKard for unlawful activity, fraud, money laundering, or any purpose that breaches these terms or the card network’s rules. We may suspend or close accounts involved in prohibited use.
7. Suspension and closure
You can close your account at any time from the app. We may suspend or close your account with notice, or immediately where required by law, regulation or to protect you or us.
8. Liability
To the extent permitted by law, KrypKard is not liable for indirect losses, market movements, or service interruptions outside our reasonable control. Nothing in these terms limits liability that cannot be limited by law.
9. Changes to these terms
We may update these terms from time to time. We will give you notice of material changes before they take effect.
10. Governing law and contact
These terms are governed by the laws of [jurisdiction]. Questions about these terms can be sent to [legal email address].