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How to spend crypto in everyday life, without selling first

Tapping a Krypkard card on a payment terminal

For most people, spending crypto used to mean a chain of chores: sell on an exchange, wait for a bank transfer, then pay with a normal card. A crypto card removes every step in between. You hold stablecoins, and you spend them like money.

1. Top up with stablecoins

Send USDT or USDC from any wallet or exchange to your Krypkard deposit address. Deposits arrive within minutes and are ready to spend as soon as they land. As soon as the deposit lands, you can spend it.

2. Add your card to your phone

Once you're approved, your virtual card is issued straight away. Add it to Apple Pay or Google Pay and you can pay contactless with your phone or watch before the metal card arrives.

3. Pay anywhere Visa and Mastercard are accepted

At the till, online or at an ATM, the merchant sees a normal card payment. Behind the scenes, your stablecoin balance is converted to the local currency at the moment you pay. That means no pre-selling, no manual swaps and no guessing exchange rates days in advance.

Good to know: Krypkard adds no markup on your spending. Network, FX or cross-border fees, where they apply, are shown in your account before you confirm.

Get your card

Everyday ideas

  • Groceries, coffee and dinner, all with a tap of your phone
  • Subscriptions and software, billed to your virtual card
  • Taxis and ride-hailing at home or abroad
  • Flights and hotels, in any currency

Keep control

Every transaction shows up instantly in your dashboard. If something looks wrong, freeze your card in one tap, then switch it back on just as easily.

Related: how to spend crypto anywhere, the USDT card, Apple Pay and Google Pay.